Which of the following statement(s) is/are correct about the ‘payment aggregators’?
1. A payment aggregator is a third-party service provider that allows merchants to accept payment from customers by integrating it into their websites or apps.
2. It allows merchants to accept bank transfers without setting up a bank-based merchant account.
3. Payment aggregators in India require a license from the RBI to operate.
Select the correct codes from below -